Task 2/Part 1 Task: Coates’ information describes more about the process of actually getting homes, living inside of them, and in general the more economic side, rather than the social side of, let’s say, segregated communities or redlining (which was also talked about in this part).
One of the more unknown (at least to my knowledge) was the “on-contract” agreement, described as “a predatory agreement
that combined all the responsibilities of homeownership with all the
disadvantages of renting—while offering the benefits of neither.” The sellers of houses would force homeowners to sell them low so he could sell them to black people at a higher price. Additionally, there was no equity acquired, and the property was lost if they missed a single payment.
Task 3/Part 2:
1st quote: The average per capita income of Chicago’s white
neighborhoods is almost three times that of its black neighborhoods.
This has importance as it shows the income equality that possibly “on-contract” agreements have caused to these neighborhoods. Putting black people at a disadvantage for so long accustomed them to living on less, which isn’t something that should be happening.
2nd quote: “. . .found that a black neighborhood with
one of the highest incarceration rates (West Garfield Park) had a rate more than 40 times as high as the white neighborhood with the highest rate (Clearing).”
This has importance as it shows that police are harsher on black citizens than white citizens due to this prejudice. A black person that would commit the same crime as a white person would more than likely have a higher chance of getting ticketed or being arrested. There is an issue with police brutality in this country and the massive difference in incarceration rates show this.
I had worked on this for about 2-2.5 hours, and I hadn’t gotten to the third task to do, but I got the quotes, and the other two tasks completed.
